Kirsch, Gelband, & Stone, PC

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Newark, New Jersey, United States
THE PASSION TO SERVE; THE EXPERIENCE TO WIN! Certified by the New Jersey Supreme Court as a Workers Compensation Attorney, with 22 years experience; specializing in protecting YOUR basic human right to FREE and URGENT health care in the Workers Compensation Court. Our Firm is one of the Pre Eminent Personal Injury Law Firms in N.J., providing representation to the seriously injured, from product liability to auto accidents to medical malpractice. Call anytime for a free appointment 201 519-6785 (24 hours)KIRSCH, GELBAND & STONE 17 Academy Street, Newark N.J NOTE: THIS PROFILE MAY CONSTITUTE ATTORNEY ADVERTISING. PRIOR RESULTS DO NOT GUARANTEE A SIMILAR OUTCOME. ANY CORRESPONDENCE WITH THIS PROFILE HOLDER DOES NOT CONSTITUTE A CLIENT/ATTORNEY RELATIONSHIP. NEITHER THE CONTENT ON THIS PROFILE NOR TRANSMISSIONS BETWEEN YOU AND THE PROFILE HOLDER THROUGH THIS PROFILE ARE INTENDED TO PROVIDE LEGAL OR OTHER ADVICE OR TO CREATE AN ATTORNEY-CLIENT RELATIONSHIP.

Thursday, November 3, 2011

How to fight your insurance company/ New Jersey Storm Damage

How to fight your insurance company/ New Jersey Storm Damage Fall 2011.
Jay Bernstein, Volunteer pro bono attorny, NJ Bar Mass Disaster Relief Program

     Hit with the trifecta  of the Halloween Storm, Hurricane Irene, and the Sept. Flooding, many in
New Jersey are reeling from the devastation, and damage caused by wind, rain, loss of power and flooding.

    Home owners insurance policies have proven inadequate.  Major insurance companies are fighting tooth
and nail valid claims from damage from electrical outages, sump pump failures, and major flooding.

     Before hiring a lawyer you can do simple appeals that may reverse your denied claim:
(a) Demand a full updated copy of your Home owners insurance policy.  See what applies to your situation (IE wind damage, electrical black out, etc...)

(b)  Appeal in writing the denial of benefits.
     - directions of who to write to and how much time you have to write will usually be on the back or attached to your denial letter.  It is too your benefit to appeal, as higher ups in the Insurance Company may be more willing to review the denial.  Keep appealing.

(c) Contact an Attorney to Help you fight within the statutory time period.

      Insurance is their to protect us.  The insurance companies continue to have windfall profits in NJ,
no matter the disaster, as they continue to hike rates, and withhold payouts.  Insurance is your right.

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